Coming home from work to find a message from a collection company on your voicemail asking for a person you don’t know? Been that way for a while? Unfortunately this is an increasingly common situation. Some debt collection companies have resorted to programming their computers to call you repeatedly, essentially to harass someone into paying the debt. Sometimes they are even just outright calling the wrong number. Either way, if you owe the debt or not, engaging in telephone harassment is a violation of the FDCPA.
The FDCPA regulates debt collection activity (regardless whether you own a debt or not). It protects people from the activities of debt collectors that are identified as violation of the FDCPA. The “Do Not Call List” does not apply to calls from debt collection companies because they are obviously not marketing anything to you – they are trying to collect a debt. However, the FDCPA does prohibit any activity including repeated calls that an ordinary person would find harassing.
The Johannes’s, a retired couple from Big Bear Lakes, CA. were being hounded with repeated automated calls from a collection company. The couple, being elderly, were especially troubled with getting to the phone only to be greeted with a pre-recorded message asking for the wrong person.
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Amazingly, their legal and support staff can speak fluently both in English and Spanish. If you are Spanish speaking, you won’t need to speak uncomfortably in English. You can be entertained in your native language and there will be no need for an interpreter. This means that language barrier will not get in your way from having a well presented case and carefully filed claim. In addition, you will feel more comfortable throughout the process and will feel more relieved knowing that every detail surrounding your car accident case is taken into careful consideration for better assessment and a more favorable settlement.
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Who would want to deliberately damage a property or kill an individual? There’s no one. But when your body system is intoxicated by alcohol, your reasoning capacity and physical capabilities are impaired. Accidents will happen. For failure to abide with the law, consequences of penalties will follow. Any person under the age of 21 is strictly prohibited to drive under the influence of alcohol. For adults, the allowable blood alcohol content (BAC) in the body system is up to 0.08. When your car is pulled over by a cop, you are required to take the test. Under the implied consent law, mere refusal could be an admission to guilt and could therefore result to an arrest. There are other certain tests such as the breath analyzer required for you to undergo. Take note however that like drivers, law enforcers also follow certain rules before they could ask you to pull over your car. The procedure an administering the test must also follow certain guidelines. Failure to do so could mean a possibility for you to escape charges. This is where you need legal assistance.
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This was what my platform was going to be when I decided to run for a political position in our local state, but it turns out the community and government wanted something more than just assistance. As a lawyer, I feel that there’s not much legislation that protects the right of disabled employees. One instance is when my latest client slipped from the catwalk and broke his lower back. He was paralysed and he’s no longer able to make ends meet. The company was there to provide medical and legal assistance, but they were only able to guarantee compensation. Afterwards, they cut ties with him.
If disability is going to claim your ability to make a living, then the companies should find it in their heart or professional vision to help their downed employees. in the Philippines, an LGU has established a scholarship program for the children of fallen soldiers and I respect this aspect because an entity is trying to provide continual support to the families involved. If something like this is going to be replicated in the USA, it’s going to help a lot of people who lost their jobs because they lost their ability to work or function.